Struggling with a self-employed mortgage?

If you work for yourself and are looking to remortgage or buy a new home; it's hard, but not impossible.

The key factor for self-employed workers is the need to prove your income to any mortgage lender you apply to. Most will want to see at least two years’ accounts or tax returns. The more accounts you can show the better.

In a recent survey it was found that the majority of self-employed feel discriminated against by mortgage lenders.

Let us help you with a self-employed mortgage

If you are self-employed and feel that lenders are reluctant to help with your mortgage or remortgage then please get in touch with us.

We have lenders who will advance funds to those who have recently switched to being self-employed and have just one years audited accounts. The main criteria is that the income minus outgoings is sufficient enough to service the monthly mortgage payments.

If you would like further details please get in touch with us.

Tips for Self-Employed Mortgages

• Keep up-to-date records and accounts.
• Think about hiring an accountant to prepare your accounts and tax return.
• Speak to us about your options.
• Liase with your current lender if you've already got a mortgage and you're wanting to remortgage or move.

Give us a call on 01274 673000