Special Mortgage Deals
Renting and no deposit?
For those currently renting a property who are wanting to buy a home but haven’t the necessary deposit, we may have the solution. We have a lender offering 100% mortgages to those currently renting.
The conditions are that applicants must have been renting for at least 12 months and be at least 21 years old. Monthly mortgage payments must be equal to or less than their current monthly rental payments. Monthly mortgage payments can be worked out on our using our mortgage calculator.
For further details please contact us on sales@linkmortgages.co.uk or call us on 07967 688708
Lenders offering 5.5x your income
Struggling to finds a lender because of lack of accounts or working on contract? We have lenders offering x5.5 times income with no minimum income needed and this includes self-employed and contractors. Get in touch today to see what we can do for you.
99% Loan to Value Mortgages
Great news for first time buyers looking for their first home. We have a lender offering 99% loan to value mortgages with just a £5,000 deposit needed. Minimum house valuation £100,001 and maximum valuation £500,000. The deal is a 5 year fixed rate at 5.99%. There is a free valuation and no product fee to pay. Gifted deposits from immediate family accepted. For further information about this deal and other great offers please contact the office.
Excellent deals on 99% loan to value mortgages
Excellent deals on 99% loan to value mortgages for First Time Buyers
Get in touch to see what current deals are available.
Professional Mortgages
The professional mortgage is geared to cater for the following professions: Dentists, doctors, barristers, solicitors, vets, teachers, engineers, pharmacists, accountants. To qualify the applicant must be over 21 and be fully qualified though trainee accountants, trainee actuaries and trainee solicitors will be considered. The professional mortgage will allow persons to borrow up to 90% of property purchase price or valuation of the property - whichever is lower. The mortgage offers an offset facility which allows the borrower to use savings to help save money on their mortgage. They can also choose to benefit by reducing the term of the mortgage or reduce the monthly mortgage payment.
If the main mortgage taken out is less than the amount agreed by the lender a further amount can be applied for using the Further Advance scheme. This can be applied for once the mortgage has been running for 6 months.
For those looking to remortgage using the scheme there is a free valuation and also free legal fees or a £300 cashback.
Self Employed
We also have deals for those in self employment who have just one years accounts plus a 12 month projection from their accountant.
The deals are competitive and offer fixed, discount and tracker rates and will allow anyone looking to buy a house the opportunity to do so earlier than anticipated. This deal also applies to those who have switched from employed to self employed status recently
Please call us 07967 688708 or email us at sales@linkmortgages.uk.com or please complete the mortgage enquiry form and submit it to us for a quick response.
Mortgage In Retirement
In retirement but can't raise monies due to lack of earned income. No problem. We have lenders who will base income requirements purely on private and state pension income up to age 85. Please call the office for further details on 07967 688708
Mortgages for those with a less than perfect credit history
Have you been refused a mortgage by the High Street lenders because of defaults or a county court judgement? Is so then we may be able to help. We have lending sources who will provide funding for those with a less than perfect credit history. We have access to a number of lenders who give a sympathetic ear to applicants who have been declined by the usual lenders. Each case is looked at individually. Give us a call on 07967 688708 to find out more or complete our online mortgage enquiry form.