Build your own home

Link Mortgages can help you turn the dream of building your own home into a reality with a Self Build mortgage which is designed for just that purpose.

Self Build can be a cost effective way to get your dream home but there is a lot to think about and plan.

Self Build & Custom Build

Obtaining finance is one of the biggest challenges that self builders will face – with roughly two out of three self builders needing a mortgage to see their project through.

At Link Mortgages, we have access to exclusive bespoke mortgages, designed specifically for self builder, through our relationship with BuildLoan, the UK’s leading specialist distributor for self build, custom build, renovation, conversion and home improvement mortgages.

With an extensive panel of lenders, you will not find a wider selection of mortgages and exclusive deals, as flexible or as well-suited, to the specific finance requirements of a self build project anywhere else.

Flexible funding options, tailored to your project

You will need a stage payment mortgage which releases funds as your build progresses. There are two types of mortgage, defined by when you get money during the build: Traditional arrears stage payments and Advanced stage payments. We can help you assess your cash flow to determine which type is right for your needs and arrange the right solution for your project.

Advance Stage Payments

The Accelerator mortgage from BuildLoan, money is released at the beginning, rather than the end of each build stage AND you get the cash to fund the early stages of your build, including land purchase, frame deposit and the erection of your project.

The Difference:

• Borrow up to 95% of your land and build costs
• Stay in your current home until you have finished your new one
• Receive your money when you need it to pay for materials and labour
• Negotiate better deals and keep workmen on site by having the cash to pay your bills
• Choice of leading lenders, products and competitive interest rates
• Advance stage payments available

We have access to products that are not available by going directly to a lender and that give you will have more money, enhanced cashflow and greater flexibility during your project.