Strange that we insure our personal possession, jewellery, cars, TV's, etc, but are we fully covered when it comes to life assurance? Life assurance provides for the replacement of an income, it provides for a mortgage to be paid off, it provides an inheritance for your children.
There are different types of life assurance, each one catering for different needs and different pockets. From straight term cover which provides a lump sum on the death of a person to whole of life and critical illness policies which can accumulate a cash reserve over the term of the policy. There are joint life second death policies which can take care of any inheritance tax payments due on a persons estate. The list is endless.
Please call our offices for a free discussion and quotation.
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