Home Mortgages - Prime

With the number of options that are now available to anyone looking for a mortgage, advice on the best mortgage is of paramount importance.  We at Link Mortgages will guide you through the options and types of schemes available and make our recommendations as to which scheme suits your set of circumstances. With over 25 years in the industry we pride ourselves on our professionalism and honesty. This is reflected in the fact that most of our business is generated through repeat business with existing clients and referrals from them and also from professionals.

We will ensure that the mortgage payments are well within the clients budget for as we have seen over recent years the Bank of England base rate, although at present at a record low, this will fluctuate according to market conditions.

Whether you are a first time buyer, looking to remortgage, looking to capital raise or are wanting a Buy To Let mortgage, we will find the best deal on the market for you.

We offer mortgages for the employed, self employed, self certification mortgages and mortgages for those with a less than perfect credit history.

The buyer also needs to take into account the following expenses when looking to purchase or remortgage.

SOLICITORS FEES: These can vary dramatically and it is worth ringing round for quotations or why not let us do the sourcing for you.

ESTATE AGENTS FEES: Normally the agent who is selling your property will charge between 2% or 3% plus vat of the selling price.

STAMP DUTY: At present any property under £125,000 will not incur stamp duty.  Property bought for £125,001 will attract duty of 1%, this rises to 3% on properties over £250,001 with duty of 4% on properties over £500,001.

REMOVAL FEES: If you are moving properties then phone round for a price as they do vary a great deal depending on the quality of service being offered.

Please complete the online Decision In Principle form for a quick decision.